Preface/1

Chapter 1Finance/1

Conversation Material: Why Finance is Important/14

Reading Material: Introduction of Bank of China/15

Chapter 2Careers in Commercial Banking/17

Conversation Material: Banking Job Interview/26

Reading Material: Careers in Investment Banking/27

Chapter 3Money Market and Instruments /34

Conversation Material: Talk About Money and Money Supply/43

Reading Material: Money Management/44

Chapter 4Commercial Banks and Services/46

Conversation Material: Open Account and Deposit Money/59

Reading Material: Internet Banks/60

Chapter 5Central Bank/64

Conversation Material: Talk About Banking Innovation/77

Reading Material: The People’s Bank of China/79

Chapter 6Foreign Exchange Market/82

Conversation Material: A: Currency Exchange Market/91

B: Foreign Currencies Deposit/92

Reading Material: Foreign Exchange Spreads/94Chapter 7Corporate Financing/99

Conversation Material: Business Loan/110

Reading Material: Venture Capital (VC)/113

Chapter 8Financial Statements/115

Conversation Material: Talk About Bank’s Financial Situation/126

Reading Material: Cash Flow Statement/127

Chapter 9Personal Finance  /131

Conversation Material: Mortgage Loan Application/138

Reading Material: Secured and Unsecured Personal Loans/140

Chapter 10Bond/142

Conversation Material: General Consultation of Investment/152

Reading Material: Retail Notes Make Bond Investing Easier/154

Chapter 11Stocks/160

Conversation Material: Trading Stocks/173

Reading Material: Stock Market Index/176

Chapter 12Mutual Funds/180

Conversation Material: Introduction of Mutual Funds/192

Reading Material: The Truth Behind Mutual Fund Returns/195

Chapter 13Futures Markets/197

Conversation Material: Talk About Futures Trading/209

Reading Material: Stock Index Futures/211

Chapter 14Insurance/213

Conversation Material: Insurance Agency Business/235

Reading Material: Auto Insurance/236